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sexta-feira, fevereiro 27, 2026

William Garcia

Financial Reporter

William Garcia works as a financial reporter and writer. With over six years of continuous study in financial markets, he delivers clear, well-structured content grounded in research and practical experience. Inspired by his own journey toward financial freedom through reading, Moises aims to make finance accessible and actionable for everyday readers. For him, finance goes beyond numbers—it’s about achieving freedom, planning wisely, and making informed decisions. As a passionate advocate for financial education, he writes with clarity and credibility, empowering readers to take control of their financial lives. His work combines a journalistic approach with effective communication techniques, ensuring each article resonates with and reaches the right audience.

Investment property mortgage rates concept with a small house model on stacked coins, symbolizing real estate financing in 2025
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Investment Property Mortgage Rates: Requirements, Rates, and Best Options in 2025

Investment property mortgage rates are one of the most important factors for real estate investors to evaluate in 2025. Whether you are purchasing your first rental home or refinancing an existing pro...

William Garcia
agosto 25, 2025
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  • Economy & Politics
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Fed Interest Rate Hike: How It Affects Personal Finances and Household Spending

Fed interest rate movements are more than abstract policy decisions—they directly shape how households borrow, spend, and save. This article is grounded in academic and official sources, including Fed...

William Garcia
agosto 21, 2025
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How much should I save per month illustrated with a pink piggy bank, symbolizing savings strategies, average saving per month, and best ways to grow IRAs.
  • Personal Finance
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How much should I save per month? A Scientific-Based Guide to Smart Saving

How much should I save per month? This question is one of the most common in personal finance, and it goes beyond rules of thumb — it requires both practical strategies and scientific grounding. In th...

William Garcia
agosto 20, 2025
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Interest rates trends illustrated through financial data charts, highlighting Inflation Reports, Federal Reserve policy, Consumer Credit, and Stock Markets performance.
  • Economy & Politics

Interest Rates in 2025: Where the Federal Reserve Might Be Headed Next

Interest rates are once again at the center of America’s economic conversation. In 2025, the Federal Reserve faces one of the most complex challenges in its modern history: balancing the fight against...

William Garcia
agosto 15, 2025
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FICO Score vs Credit Score: Understanding the Key Differences and Why They Matter

FICO score vs credit score — these terms are often used interchangeably, but they don’t actually mean the same thing. If you’ve ever asked yourself “is FICO score same as credit score?” or...

William Garcia
agosto 12, 2025
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Personal Finance Advice: 5 Scientific Insights for Smarter Money Management

Understanding personal finance advice is more important than ever. Many popular financial tips have become mainstream, but how well do they align with what top academics recommend? This article dives ...

William Garcia
agosto 7, 2025
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Woman using best free budgeting app and budget planner tools on laptop and smartphone, analyzing financial charts and monthly budget spreadsheets.
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5 Best Budgeting Tools: The Top Free Budget Apps of 2025 Ranked by User Ratings

When searching for the best budgeting tools, real users’ experiences make all the difference. In this ranking, we considered customer satisfaction and review scores as major criteria. If you want to f...

William Garcia
agosto 6, 2025
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Two women in a professional meeting discussing financial planning, representing Edward Jones Wealth Management services.
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7 Key Facts About Edward Jones Wealth Management: Reviews, Fees, Complaints, and Real Experiences

Edward Jones Wealth Management is a widely recognized name in the financial services sector, but is it a good company or one to avoid? When choosing a partner for your financial future, you need answe...

William Garcia
agosto 5, 2025
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Navy Federal mobile app outage message on smartphone screen
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Is Navy Federal App Down Right Now? What You Need to Know Today”

Navy Federal App Not Working Today? You’re Not Alone If you’re trying to access your Navy Federal Credit Union account and getting stuck, you’re not the only one. Many users across t...

William Garcia
agosto 2, 2025
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Illustration related to Fed rate cuts and the decision where the Fed holds interest rates steady in July 2025
  • Economy & Politics
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Fed Holds Interest Rates Steady: What It Means for the Economy

Fed Holds Interest Rates Steady at 4.33% as of July 30, 2025, surprising parts of the market. Despite political pressure, the Fed adopted a cautious approach, focusing on inflation control, a strong l...

William Garcia
julho 31, 2025
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Featured Posts

1
Dear Readers, Something New Is Coming: Introducing “Rebuilt”
novembro 3, 2025
2Vintage Apple MacBook representing Apple’s 1997 near bankruptcy and remarkable comeback after Steve Jobs returned, symbolizing innovation and business turnaround in tech history.
How Apple Survived Its Near Bankruptcy in 1997
novembro 3, 2025
3Amex Travel road trip through desert landscapes with a vintage yellow van
Amex Travel Review: Is It Worth Booking Your Next Trip?
setembro 24, 2025
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